If you've been struggling with fertility, but IVF seems out of your budget, don't give up. There are ways to pay for your treatment that you might not have thought about yet. Before you give up on your dreams of undergoing IVF treatment, it's important that you investigate every avenue available to you. Here are four steps you should take when trying to find a way to pay for your fertility treatment.
Talk to Your Employer
When it comes to fertility treatment, you may be a little apprehensive about talking to your employer, but that's exactly where you should start. You may not realize this, but many companies provide their employees with benefits that are designed to cover fertility treatments, including IVF. Unfortunately, you won't know if that avenue is available to you if you don't ask. Schedule an appointment with your human resource department to discuss the fertility benefits that might be available to you.
Borrow from Your Retirement Account
If you or your partner have retirement accounts through your employers, you may be able to tap into those for your fertility treatment. Many retirement accounts will allow you to borrow from the money you've accrued over the years. In some cases, you won't need to repay the loans against your retirement benefits. Before you give up on the idea of treatment with IVF, talk to your financial adviser about tapping into your retirement account.
Ask Family and Friends
If you're worried about the cost of IVF treatment, it's time to talk to your family and friends. They can help you come up with the funds you need for treatment. They may be able to donate funds so that you can undergo IVF treatment. They can also help you set up crowdfunding opportunities that can be used for your treatment. Crowdfunding is an easy way to get your friends and family involved in your efforts to become parents.
Apply for Fertility Treatment Grants
When it comes to funding your IVF treatments, it's important that you explore every possible avenue. One such avenue includes financial aid. You might not know this but there are grants available to help you pay for IVF treatment. These grants cover all the costs involved in the treatment. There are non-profit organizations that will provide grants to individuals who wouldn't otherwise be able to afford fertility treatment, such as IVF.
If you're struggling with infertility and can't afford IVF treatment, don't give up. Use the tips provided here to help you find the funds you need to pursue your dream of becoming a parent.
To learn more, don't hesitate to reach to companies like Baby Quest Foundation.
